Flowers, jewellery and surprises are all wonderful ways of expressing how much you love your partner and as a women, I can say they are greatly appreciated.  Though it is always in times of distress that we can truly see what it takes to love. How one rises when they fall, overcomes their fears and still does what it takes to take care of their family, no matter what, now that is love! People buy life insurance because they love someone and to protect them financially. The question to ask is how will my family manage financially when I die? It’s a subject nobody really wants to think about, but if someone depends on you financially, it’s one you can’t avoid.

Ahh, tis the season! Well, actually, it’s the season after The Season. 
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January is that troublesome time of year after we’ve eaten too much, spent too much, indulged too much and certainly slept too little. It’s a wistful time when we reflect back on our recent past and gaze forward to our immediate future. Traditionally, it’s a time when we make solemn promises to ourselves in the form of New Year’s Resolutions.